From a state perspective, Texas has shown no shortage of growth. Homes are being built at the fastest pace seen in Dallas-Fort Worth in nearly a decade, and studies conducted by the University of Texas show that employment has consistently trended positively in San Antonio, while research director of UTSA Institute for Economic Development, Thomas Tunstall, projects that “growth will continue to flow into the local economy for years.” Marcus Hiles believes that the best way to further enlarge the housing market across the state will be through sustained enactment of strong laws to protect and grow the labor force. The recent past provides a solid back up for this position: after the housing bubble crisis crippled real estate prices nationwide, the Dallas-Fort Worth metroplex was less impacted than nearly any other major city, with a Fortune article reporting that the cause for the sturdy economy traces back to the “more than 100,000 new jobs added each year in North Texas.” The rationale lies in its reputation for being a business-friendly area with major corporations like Toyota, State Farm and Liberty Mutual relocating in recent years to the fourth-most populous American urban center. Forbes suggests that zoning and land-use construction burdens may be lifted across the U.S., as the new presidential administration could bring in an era of eased regulations and reduced building costs. Relaxed regulations for small banks may allow them to conduct business differently and encourage development as well, having the ability to approve more loans for new housing development.